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Systematic investment plan

  • Start Early
  • Invest Regularly
  • Invest the right amount

They say,

 Journey of a 1000 miles begins with a single step.' Systematic Investment Plans work on the same philosophy. 

An SIP is a simple, convenient and disciplined way to meet your financial goals.

It allows you to make the most of the growth potential of Mutual Funds.




Systematic Transfer plan

  • Transfer fixed amounts from one mutual fund scheme to another
  • Enjoy a mix of Equity and Debt to balance your risk and growth
  • Without extra effort aim to earn more

Just like they say,

 Just as every drop in the ocean counts, it is true that every rupee invested to build your wealth counts 

Systematic Transfer Plan is one way of using this philosophy.

An STP entails moving a fixed amount of money every interval from one mutual fund scheme to another. This facility is generally preferred when funds are transferred from a debt scheme (relatively low risk) into an equity scheme (high risk).




Dividend Transfer plan

  • Instead of withdrawing money, transfer to another scheme and let it grow
  • When the market is expensive, reduce exposure from equity to debt

Walter Bagehot once said,

 The less money lying idle, the greater is the dividend. 

And what better if this dividend can be further invested to make more money. Dividend Transfer Plan runs on this philosophy.

A DTP is a facility where the dividend declared in one mutual fund scheme is transferred as an investment to another scheme of the same mutual fund house.




Systematic Withdrawal plan

  • Withdraw a pre-determined amount at fixed intervals specified by you
  • Make money available to meet regular expenses

In essence, Systematic Withdrawal Plan (SWP) is the reverse of Systematic Investment Plan (SIP)

While SIP allows you to make regular investments, SWP allows you to withdraw a pre-defined amount at fixed intervals from the amount you invested in Mutual Funds for growth. The amount to be withdrawn and its frequency is determined by the investor.


Mutual Fund Investments are subject to market risks, read all scheme related documents carefully